Secure
Access and Verifying User Authenticity
To begin
a session with the Bank's server the user must key in a Log-in ID
and a password. Our system,
ibranchSM
and ibranchSM
for Your business, uses
a "3 strikes and you're out" lock-out mechanism to deter
users from repeated login attempts. After three unsuccessful login
attempts, the system locks the user out, requiring a phone call
to the Bank to verify the password before re-entry into the system.
Upon successful login, the Digital ID from VeriSign®, the experts
in digital identification certificates, authenticates the user's
identity and establishes a secure session with that visitor.
Secure
Data Transfer
Once the server session is established, the user and
the server are in a secured environment. Because the server has
been certified as a 128-bit secure server by VeriSign®, data
traveling between the user and the server is encrypted with Secure
Sockets Layer (SSL) protocol. With SSL, data that travels between
the Bank and the customer is encrypted and can only be decrypted
with the public and private key pair. In short, the bank's server
issues a public key to the end user's browser and creates a temporary
private key. These two keys are the only combination possible for
that session. When the session is complete, the keys expire and
the whole process starts over when a new end user makes a server
session.
Router
and Firewall
Requests must filter through our router and firewall
before permission to reach the server is given. A router, a telecommunications
hardware component, works in conjunction with the firewall, a software
program, to block and direct traffic coming to the server. The configuration
begins by disallowing ALL traffic and then opens holes, only when
necessary, to process acceptable data requests, such as retrieving
web pages or sending customer requests to the Bank.
GreaterCommunityBank.com
will continue to provide you with a safe and convenient way to
bank with us via the Internet or any other channel. Using the
above technologies, your Internet banking experience is secure.
For more information about ibranchSM
(Internet Banking), click
here.
